Financing, Insurance & Credit Care
Financial Policy / Agreement
We are committed to providing you with the highest quality of dental care. In our efforts to do so, we have prepared the following financial policy. We value our patients and have worked hard to provide several options to meet your needs.
Dental Insurance
D. Scott Stayner, DDS has partnered with our patients dental insurance by billing the insurance for you. However, it is your responsibility to inform us when your policy changes so we can bill the correct carrier. We ask that YOU read your policy thoroughly so that you are fully aware of the benefits provided and the limitations imposed. Please call your insurance company if you have any questions concerning your plan. Please understand that our responsibility is to provide you with Excellent Dental Care and the treatment that best meets your needs.
It is our goal for our patients to clearly understand their treatment needs as well as their financial responsibility before treatment begins. Estimated patient portions are due at time of service. We do our best to estimate your patient portion prior to your appointment. These estimates are based on the outline given by your insurance plan. Please note that these are estimates only. As stated by all insurance companies, there is not a guarantee of payment until the actual claim is processed. Due to policy differences and clauses you may owe more than we estimate. If your insurance company pays more than the estimate we will issue a prompt refund.
Outstanding insurance claims over 90 days, become the patient’s responsibility. All incurred charges are ultimately the responsibility of the patient. Please speak with the financial coordinator if you have any questions.
Payment Options
We are pleased to offer 4 payment options for our patients:
1. We gladly accept Debit, Visa, MasterCard, Discover and American Express.
2. Care Credit – A special No interest financing option with no upfront costs.
3. Citi Health Card – A no interest financing option with no upfront costs.
4. Limited in-house financing on certain types of treatment: 1/2 at start of treatment with balance due at completion
All Estimated Patient portions are due at time of service.